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Frequently Asked Questions

Cash-out Refinance

A cash‑out refinance through Firefighters Credit Union gives you the power to turn your home’s equity into real financial opportunity—backed by a lender that’s built on trust, service, and community. If you’ve built value in your home, you can convert a portion of that equity into cash while refinancing into a mortgage that better supports your goals.  

Why choose a Cash-out Refinance with Firefighters Credit Union

  • Unlock your equity — Access the value you’ve already built with competitive credit‑union rates.
  • Consolidate debt — Replace high‑interest balances with one manageable mortgage payment.
  • Boost home value — Fund upgrades that can increase long‑term equity.
  • Enjoy personalized service — Work with a team that puts members first.

Your Equity. Your Goals. Our Support.

Imagine transforming your home, paying off lingering expenses, or finally starting that dream project—all powered by the equity you’ve already earned. With Firefighters Credit Union, you get convenient loan servicing, competitive terms, and a partner committed to helping you move forward with confidence.

To get started, call one of our helpful mortgages officers! 

Annual Meeting 04/15/26

The 2026 Annual Meeting of Firefighters Credit Union will be held on Wednesday, April 15th at 12:00 pm. The Annual Meeting is an opportunity for members to hear about the Credit Union's performance over the last year. At the meeting, management and the Board of Directors provide a summary of financial results, key accomplishments, and plans for the future. Results of the election for Board of Directors will be presented. Firefighters Credit Union is a member-owned financial institution. The Annual Meeting is an important way for members to stay informed and participate in the democratic governance of the Credit Union.

The meeting will be held virtually using Zoom. Join the meeting here starting at 11:45 am on April 15th. 

Great Auto Loan Rates

Firefighters Credit Union always has great auto loan rates. Whether you are in the market for a new car, are looking for a used car in great condition, or need to refinance your existing loan to lower your monthly payment, Firefighters Credit Union has a great deal for you.

Applying is easy. Apply online or call one of our helpful loan officers to get started on your loan application. Apply Today!

Firefighters Credit Union always provides a great value to members. With very competitive loan rates, low fees, and exceptional service, you'll loving working with our caring staff. Not a member yet? It's Time to Join!

Holidays Observed

Firefighters Credit Union will be closed on the following holidays in 2024:

  • Monday, January 1st, New Years Day
  • Monday, January 15th, Martin Luther King Jr Day
  • Monday, February 19th, Presidents Day
  • Monday, May 27th, Memorial Day
  • Wednesday, June 19th, Juneteenth
  • Thursday, July 4th, Independence Day
  • Wednesday, July 24th, Pioneer Day
  • Monday, September 2nd, Labor Day
  • Monday, October 14th, Columbus Day
  • Monday, November 11th, Veterans Day
  • Thursday, November 28th, Thanksgiving
  • Friday, November 29th, Day after Thanksgiving
  • Wednesday, December 25th, Christmas