Fee Schedule
Checking Account Fees
| Description | Amount |
|---|---|
| Stop Payment on Check | No Charge |
| Returned Deposited Check | No Charge |
| Copy of Paid Check | No Charge |
| Monthly Service Charge | No Charge |
| Overdraft Transfer (from savings or overdraft line of credit) | No Charge |
| Check Order (print and delivery) | At Cost |
| Check Returned Insufficient Funds | $25.00 |
| Courtesy Paid Check (paid insufficient funds) | $25.00 |
Visa Debit Card Fees
| Description | Amount |
|---|---|
| Replacement Card | No Charge |
| CO-OP ATM Withdrawal | No Charge |
Online / Mobile Banking Fees
| Description | Amount |
|---|---|
| Online Banking | No Charge |
| Mobile Banking (iPhone App, Android App, or text messaging) | No Charge |
| Online Bill Pay | No Charge |
| Account to Account Transfer (from or to another financial institution) | No Charge |
| eStatement | No Charge |
Electronic Payment Services (ACH - Automated Clearing House) Fees
| Description | Amount |
|---|---|
| Stop Payment / Cancellation / Unauthorized Entry on ACH | No Charge |
| ACH Returned Insufficient Funds | $25.00 |
| Courtesy Paid ACH (paid insufficient funds) | $25.00 |
Miscellaneous Fees
| Description | Amount |
|---|---|
| Account History Printout (since statement) | No Charge |
| Account Statement Copy (paper) | No Charge |
| Coin Deposit (rolled or unrolled) | No Charge |
| Fax Service | No Charge |
| Gift Card | No Charge |
| Notary Service | No Charge |
| Cashier's Check | No Charge |
| Cashier's Check Copy | No Charge |
| Declaration of Loss of Cashier's Check (only for lost, stolen, or destroyed check) | No Charge |
| Paper Statement | No Charge |
| Returned Deposited Check | No Charge |
| Verification of Deposit | No Charge |
| Verification of Loan / Mortgage | No Charge |
| Wire Transfer (incoming) | No Charge |
| Account Research / Reconcilement (per hour) | $25.00 |
| Bad Address (undeliverable statement or notice, per month) | $2.00 |
| Dormant Account (per month, with bad address after 12 months of inactivity) | $2.00 |
| Express / Overnight Mail | $25.00 |
| Inactive Account (per month, after 12 months of inactivity) | $2.00 |
| Low Primary Shares (per month, primary savings balance less than $25) | $10.00 |
| Money Order | $1.00 |
| Wire Transfer Domestic (outgoing) | $15.00 |
| Wire Transfer International (outgoing) | $45.00 |
| Reg D Transfers Exceeded (per month) | $25.00 |
