In today's digital age, protecting your debit and credit cards from fraudulent transactions is more important than ever. Here are some essential tips to help you safeguard your financial information:

• Monitor Your Accounts Regularly: Keep a close eye on your checking and credit card accounts using online banking. Regularly check for any unauthorized transactions and report them immediately to the credit union.
• Use Strong Passwords: Ensure that your online banking and shopping accounts are protected with strong, unique passwords. Avoid using easily guessable information such as your name or birthdate.
• Enable Two-Factor Authentication: Whenever possible, enable two-factor authentication (2FA) for an added layer of security. This typically involves receiving a code on your phone that you must enter in addition to your password.
• Be Cautious with Public Wi-Fi: Avoid accessing sensitive financial information over public Wi-Fi networks. If you must use public Wi-Fi, consider using a virtual private network (VPN) to encrypt your data.
• Beware of Phishing Scams: Be vigilant about phishing emails and messages that attempt to trick you into providing your card details. Always verify the authenticity of the sender before clicking on any s or providing personal information.
• Use Secure Websites: When shopping online, only use reputable websites that are secure by looking for "https://" in the URL and a padlock icon in the address bar. This indicates that the site uses encryption to protect your data.
• Keep Your Card Information Private: Do not share your card details over the phone or through email unless you are certain of the recipient's identity. Be cautious of unsolicited requests for your card information.
• Set Up Alerts: Firefighters Credit Union offers the service in mobile banking to notify you of any transactions that post to your account. Set up these alerts to stay informed about any potential fraud.
• Do Not Write Your PIN on Your Card: Never write your PIN on your card or keep it in your wallet. Memorize your PIN and keep it confidential.

• Do Not Loan Your Card to Anyone: Never loan your debit or credit card to anyone.. Always keep your card in your possession to prevent unauthorized use.

By following these tips, you can significantly reduce the risk of fraudulent transactions and protect your financial well-being. Stay vigilant and proactive in safeguarding your card information.