- Better rates than savings or money market accounts
- Terms as short as 6 months, or as long as 60 months
- Minimum deposit of $1,000 to open
- Minimum balance of $1,000 to maintain account
Long-Term Saving At Better Rates
Certificates are a great way to save for the future. If you are not going to need access to your funds for as little as 6 months - or as long as 60 months - a certificate account provides the highest rate of return on insured deposits. Certificate accounts are insured up to $250,000 by NCUA.