Privacy Policy Notice

 

FACTS

WHAT DOES FIREFIGHTERS CREDIT UNION DO WITH PERSONAL INFORMATION?

FACTS

WHAT DOES FIREFIGHTERS CREDIT UNION DO WITH PERSONAL INFORMATION?

Why?



Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand Firefighters Credit Union’s Privacy Policy.

What?







The types of personal information we collect and share depend on the product or service you have with us.  This information can include:


  • Name, address, Social Security Number and income

  • Credit history and credit scores

  • Account balances and transaction history


When you are no longer our member, we will only continue to share your information as permitted or required by law as described in this notice.

How?



All financial companies need to share members’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Firefighters Credit Union chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Firefighters Credit Union share?

Can you limit this sharing?

For our everyday business purposes –

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes –

information about your transactions and experiences

No

No

For our affiliates’ everyday business purposes –

information about your credit worthiness

No

We don’t share

For our affiliates to market to you

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

 

What we do

How does Firefighters Credit Union protect my personal information?







To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

Additionally, we restrict access to nonpublic personal information to our employees, employees of our affiliates, and those who need to know that information in order to provide products or services to you, to collect delinquencies, or to otherwise deal with your accounts.

How does Firefighters Credit Union collect my personal information?











We collect your personal information, for example, when you:


  • open an account or apply for a loan

  • apply for any credit union service

  • visit our website, provide us information on any online application or transaction, or information you send to us by email

  • use your credit or debit card or pay your bills

  • make deposits to or withdrawals from your accounts


We also collect your personal information from others, including credit bureaus or other companies

Why can’t I limit all sharing?










Federal law only gives you the right to limit information sharing as follows:


  • sharing for affiliates’ everyday business purposes – information about your creditworthiness

  • affiliates from using your information to market to you

  • sharing for nonaffiliates to market to you


State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.


  • Firefighters Credit Union has no affiliates.

Nonaffiliates





Companies not related by common ownership or control.  They can be financial and nonfinancial companies.


  • Firefighters Credit Union does not share with nonaffiliates so they can market to you.

Joint Marketing






A formal agreement between Firefighters Credit Union and a nonaffiliated financial company where we jointly market financial products or services to you.


  • Our joint marketing partners include investment and financial service providers and insurance companies.

 

Questions?

Call 1-877-658-7395, send an email to services@firefighterscu.com, or write to us at: Firefighters Credit Union, 124 W 1400 S, Salt Lake City UT 84115.

Deposits federally insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency, and backed by the full faith and credit of the U.S. Government.